Property investor & developer

Property investing, done properly.

I create high-quality, all en-suite HMOs and value-add residential projects across Surrey, Sussex and Kent — designed, built and managed with a hands-on, detail-first approach.

Work with me See projects
Finished exterior of 31 Barttelot Road, Horsham
Completed — 31 Barttelot Road, HorshamFive-let HMO, refinanced April 2026
11deals completed or in progress
£1.5mraised from private investors & lenders
£100k+paid out to investors to date

Historical figures. Past performance is not a reliable indicator of future results.

Portrait of Jeremy Crampin

Jeremy CrampinFounder, Jez Property · Sevenoaks, Kent

About Jeremy

Hands-on from first viewing to final certificate.

Before property, I spent years building and running e-commerce businesses — fast-paced, operations-heavy work that never really switched off. It taught me a great deal about systems, suppliers and customers, but it also made me realise I wanted something different.

I started investing in property to step away from that intensity and build long-term income and wealth in a way that lets me be properly present for my family — especially during my children’s early years. That’s still what drives me today.

Now based in Sevenoaks, I create high-quality homes across the South East, and I bring the same care to every project I’d want if it were my own money on the line:

  • I design the layouts — every room planned for light, space and privacy, with an en-suite for each tenant.
  • I manage the builds — on site, working directly with trusted trades to control quality, cost and programme.
  • I handle compliance personally — planning, HMO licensing, fire safety and building regulations.
Stay Sussex LtdHMO portfolio — Sussex
TSX Homes Ltd / Guildford StaysServiced accommodation — Guildford
Track record

Experience across commercial, serviced accommodation and HMOs.

Eleven deals completed or in progress, funded with £1.5m from private investors and lenders — and more than £100,000 paid out to investors so far.

1

Commercial conversion

A high-street clothing store in Deal, Kent, re-let to the café-bar group Loungers on a 15-year lease and since sold.

7

Serviced accommodation deals

Rent-to-rent serviced accommodation (Airbnb) deals, with full management for landlords through Guildford Stays.

3

Refurbishment & HMO projects

Value-add residential projects in Horsham, Guildford and Worthing — from full HMO conversions to flat reconfigurations.

Figures are historical and describe past activity only. They are not a forecast or promise of future returns. Past performance is not a reliable indicator of future results.

View case studies
The strategy

A simple, repeatable model.

I target towns where demand for good-quality rooms clearly outstrips the supply of HMOs — then create homes people genuinely want to live in.

01 — FIND

Right town

Towns of 15,000+ people where room demand outstrips HMO supply, with strong local employment and transport links.

02 — BUY

Below value

Properties with clear upside — often tired, mis-configured or overlooked — bought below their potential value.

03 — CONVERT

All en-suite HMO

Conversion from family home (C3) to small HMO (C4) under Permitted Development, where no Article 4 Direction applies.

04 — HOLD

Refinance & hold

Once complete and let, the property is revalued and refinanced onto a long-term mortgage and held in the portfolio.

Current focus areas: HorshamWorthingGuildfordAldershot
Case studies

Recent and current work.

A selection of completed, live and in-progress projects. Full appraisals are available to eligible investors on request.

Front of 31 Barttelot Road, Horsham, after completion
Completed · Refinanced

31 Barttelot Road

Horsham, West Sussex

A former Airbnb converted into a five-let HMO for working professionals. The works included reconfiguring the layout, stripping out the loft to create an en-suite loft bedroom, new kitchen and bathrooms, and a full refurbishment throughout, before refinancing in April 2026.

Purchase price
£362,000
Refinanced at
£610,000
Rent roll
£4,575 pcm
Rooms
5-let HMO
Refinanced
April 2026
Status
Held in portfolio

Refinance value per lender valuation. Historical figures for the property only — not an indication of investor returns.

Before, during & after

After
  • Finished exterior
  • Kitchen-diner
  • Communal lounge
  • Bedroom with original fireplace
  • Bedroom with en-suite
  • Bedroom with feature wall
  • Loft bedroom with en-suite
  • Finished bathroom
Acordo Lounge café bar at 43–45 High Street, Deal, operated by Loungers
Commercial conversion · Sold

43–45 High Street

Deal, Kent

A former high-street clothing shop that I bought in 2022 and re-let to Loungers, the café-bar chain, on a new 15-year lease. Loungers invested over £1m refurbishing the building, which now trades as Acordo Lounge. The asset has since been sold.

Purchase price
£800,000
Purchased
2022
Tenant
Loungers UK Ltd
Lease
15 years, full repairing & insuring
Tenant investment
£1m+ refurbishment
Status
Sold (2026)
Dolphin House, a residential block in Guildford town centre
Living room before refurbishment Original floor plan
In progress

Flat C, Dolphin House

Guildford, Surrey

A top-floor leasehold flat in Guildford town centre with views across the town. The purchase involved resolving complex title issues before completion. It’s now being reconfigured and upgraded to create three bedrooms, two of them en-suite.

Purchase price
£225,000
Works
c. £60,000
Target refinance value
£425,000
Layout
3 bed / 2 en-suite
Tenure
Leasehold
Purchase
Complex title resolved

Target value is an estimate and may not be achieved.

Front elevation of 110 Tarring Road, Worthing
Front reception room before refurbishment Proposed floor plan
Current project

110 Tarring Road

Worthing, West Sussex

A large Victorian terraced house between Worthing and West Worthing stations, close to Worthing Hospital. The plan is a full reconfiguration into six all en-suite rooms for working professionals, to be refinanced and held.

Purchase price
£332,000
Refurbishment
£132,000 inc. contingency
Rooms
6 × en-suite
Projected rent roll
£4,900 pcm
Projected end value
c. £574,000
Projected gross yield
10.25%

Figures are projections based on current estimates and may change. They describe the property, not any investment return, and are not an offer or invitation to invest.

Testimonials

What partners say.

I have recommended Jeremy and his business to my friends and business contacts. His Airbnb management model is brilliant – hands-off rent with full management included, and I know he’s on top of anything that goes wrong.

Wendy KheraMulti-time rent-to-rent landlord

Jeremy has been professional, trustworthy and enjoyable to work with, and we would love to support him on any future projects.

IllyProperty lending platform
Work with me

Ways to work together.

Whether you want to put capital to work in well-run projects or need an experienced pair of hands on your own property, there are a few ways we can collaborate.

Lend to / invest in projects

Secured, fixed-return loans into specific projects, for eligible investors.

  • Loans secured against the project property
  • Clear, project-by-project information packs
  • Terms shared only after an eligibility check
Apply as an investor

Development & project management

For property owners and investors who want a project delivered properly.

  • Layout design and feasibility
  • Build management and trades
  • Planning, licensing and compliance
Discuss a project
Coming soon

Sourced deals

Carefully vetted HMO and value-add opportunities for investors who want to own the asset themselves.

  • Deals that meet my own buying criteria
  • Full appraisal and layout proposal
  • Optional project management
Register interest
How it works

A clear, four-step process.

For investors interested in lending to projects.

1

Apply

Complete the short enquiry form and confirm your investor status so I can check eligibility.

2

Intro call

We talk through your goals, my approach and how I run projects — no obligation.

3

Project pack & due diligence

Receive the full project pack and take the time you need to review it, ask questions and take advice.

4

Legal documents

Loan agreement and security documents are prepared and completed through solicitors.

Start your application
FAQ

Common questions.

How are loans secured?

Loans are ideally secured by a first legal charge over the project property, as on my previous projects. The security for each project is set out in its project pack and in the legal documents. Security reduces, but does not remove, the risk of losing money.

How are returns paid?

Interest is paid monthly. I calculate and administer the payments myself, so it’s hands-free for you. The interest rate, term and repayment arrangements for each project are set out in the loan agreement and are only shared with eligible investors.

What happens if the refinance is delayed?

Refinancing can take longer than planned — for example due to valuation, lender, title or build delays. Each loan agreement sets out what happens in that case, including any extension period and how interest is treated. Options can include refinancing with an alternative lender or selling the property. Repayment could still be delayed, and you could lose some or all of your money.

Who handles the legals?

Loan agreements and security documents are handled through solicitors. Jagtar Singh of Lansdowne Law acts for me. You’re strongly encouraged to take your own independent legal and financial advice before committing.

Is there a minimum investment?

The minimum is typically £50,000 per project, though this can vary. Details are confirmed in each project pack.

Who is eligible to invest?

Opportunities are only made available to individuals who qualify as certified high net worth or self-certified sophisticated investors under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. If you’re not sure whether you qualify, select “Not sure” on the application form and we can talk it through — you’ll be asked to confirm your status in writing before receiving any project information. I don’t provide financial advice.

Get in touch

Let’s talk property.

Interested in working together on a project, or in lending to future projects as an eligible investor? I’d be glad to hear from you.

Investor enquiry Email me
Emailjeremy@guildfordstays.com Phone07769 400996 Instagram@jez.property